SMSF – Residential or Commercial

At EMC Finance, we provide specialised assistance with Self-Managed Super Fund (SMSF) finance, whether for residential or commercial property. We collaborate closely with your financial planner and accountant to find the right funding solution tailored to your goals.

A Self-Managed Super Fund (SMSF) provides you greater control over your superannuation, opening the option to explore finance with your SMSF to acquire additional assets, potentially strengthening your retirement position. However, with strict SMSF regulations and complex financing structures, it’s essential that we coordinate with your accountant and financial planner to ensure a clear path to achieving your financial goals.

Once we understand your SMSF goals, EMC Finance can explore suitable financing options. Key considerations for SMSF property finance include:

• Property Type: Is the property commercial or residential?
• Usage: For commercial properties, will the premises serve your current business?
• Contributions: Higher contributions typically lead to lower interest rates and reduced risk fees.

To learn more about SMSFs, you can explore this useful guide from the ATO

Enquire today to start to understand the finance options we can assist with.