At EMC Finance, we are dedicated to guiding you through the intricate world of finance with ease and expertise. With over a decade of experience in the finance industry, we specialize in helping clients secure the right finance solutions, whether it’s for their first home, an investment property, or complex commercial needs. Our approach is detailed, transparent, and focused on delivering personalized service that extends beyond settlement. We pride ourselves on understanding your unique circumstances and offering solutions tailored to your goals.

: Equipment, Mortgages, and Commercial Finance, for all your finance needs.

At EMC Finance, our philosophy is the belief that every client deserves a tailored, transparent, and supportive experience when navigating the financial landscape. We are committed to building lasting relationships, grounded in trust and integrity, where your financial goals become our shared mission.

We understand that securing finance can be complex, especially for first-time homebuyers, which is why we strive to simplify the process and empower you with knowledge. Our approach is client-focused, ensuring that each solution we provide is not only suitable for your immediate needs but also aligns with your long-term financial aspirations.

We believe in the power of ongoing service, supporting you beyond settlement to ensure your financial decisions continue to serve you well into the future. At EMC Finance, we don’t just secure loans; we help you build a secure financial future.

Edward McInerney is a seasoned finance broker with over a decade of experience. He takes a holistic, clear, and detailed approach. He focuses on providing ongoing service well beyond settlement to ensure long-term client satisfaction with their financial situation.

Throughout his career, Edward has assisted clients with various financial products in the commercial, residential, and equipment/car finance sectors. He is passionate about helping first-time homebuyers and supporting seasoned investors with complex lending structures.

In his spare time, he focuses on family, being an active father to his two young boys, and socializing with family and friends. He also finds creativity and reward in gardening, property, and renovating. His extensive experience in renovation provides him with a deep understanding of the process and recognizes investing, selling, and buying real estate from both personal and professional perspectives.

Edward is dedicated to providing exceptional service and simplifying the loan process.

At EMC Finance, we serve as your liaison between you and potential lenders throughout the home loan process. Our goal is to simplify your journey to homeownership while securing the best possible loan terms for your situation.

We do not typically charge a fee to our clients for most residential transactions. We will outline any fees we charge in our initial discussion. Our fees normally are paid directly from the lender once your loan is settled.

At EMC Finance, we’re proud to support clients across Australia with flexible, convenient service options. No matter which state or territory you’re in, we make the financing process simple—whether that’s through video calls for nationwide remote assistance or in-person meetings. For those in Melbourne, we provide face-to-face appointments in your home or at any of our conveniently located offices around the city. However you prefer to connect, we’re here to make financing accessible. Below are some of the suburbs where we offer in-person appointments.

• Armadale – 3143
• Ashburton – 3147
• Ashwood – 3147
• Aspendale – 3195
• Aspendale Gardens – 3195
• Avonsleigh – 3782

• Balwyn – 3103
• Balwyn North – 3104
• Bangholme – 3175
• Bayswater – 3153
• Bayswater North – 3153
• Beaumaris – 3193
• Belgrave – 3160
• Bentleigh – 3204
• Bentleigh East – 3165
• Berwick – 3806
• Blackburn – 3130
• Blackburn North – 3130
• Black Rock – 3193
• Bonbeach – 3196
• Boronia – 3155
• Box Hill – 3128
• Box Hill North – 3129
• Box Hill South – 3128
• Braeside – 3195
• Brighton – 3186
• Brighton East – 3187
• Burwood – 3125

• Camberwell – 3124
• Canterbury – 3126
• Carnegie – 3163
• Carrum – 3197
• Caulfield – 3162
• Caulfield North – 3161
• Caulfield South – 3162
• Chadstone – 3148
• Chelsea – 3196
• Chelsea Heights – 3196
• Cheltenham – 3192
• Chirnside Park – 3116
• Clayton – 3168
• Clayton South – 3169
• Clematis – 3782
• Cockatoo – 3781
• Croydon – 3136
• Croydon North – 3136
• Croydon South – 3136

• Dandenong – 3175
• Dandenong North – 3175
• Dandenong South – 3175
• Deepdene – 3103
• Doncaster – 3108
• Doncaster East – 3109
• Donvale – 3111

• Edithvale – 3196
• Elsternwick – 3185
• Elwood – 3184
• Emerald – 3782
• Endeavour Hills – 3802

• Ferntree Gully – 3156
• Forest Hill – 3131
• Frankston – 3199
• Frankston North – 3200
• Frankston South – 3199

• Glen Huntly – 3163
• Glen Iris – 3146

• Hallam – 3803
• Hampton – 3188
• Hampton East – 3188
• Hawthorn – 3122
• Hawthorn East – 3123
• Heatherton – 3202
• Heathmont – 3135
• Highett – 3190
• Hughesdale – 3166

• Kallista – 3791
• Keysborough – 3173
• Kilsyth – 3137
• Kilsyth South – 3137
• Knoxfield – 3180
• Kew – 3101
• Kew East – 3102

• Lysterfield – 3156
• Lynbrook – 3975
• Lyndhurst – 3975

• Malvern – 3144
• Malvern East – 3145
• Menzies Creek – 3159
• Mentone – 3194
• Mitcham – 3132
• Monbulk – 3793
• Mont Albert – 3127
• Mont Albert North – 3129
• Moorabbin – 3189
• Mordialloc – 3195
• Mount Dandenong – 3767
• Mount Eliza – 3930
• Mount Waverley – 3149
• Mulgrave – 3170
• Murrumbeena – 3163

• Narre Warren – 3805
• Noble Park – 3174
• Noble Park North – 3174
• Nunawading – 3131

• Oakleigh – 3166
• Oakleigh East – 3166
• Oakleigh South – 3167
• Olinda – 3788
• Ormond – 3204

• Parkdale – 3191
• Patterson Lakes – 3197
• Prahran – 3181

• Ringwood – 3134
• Ringwood East – 3135
• Ringwood North – 3134
• Rowville – 3178

• Sandhurst – 3977
• Sandringham – 3191
• Sassafras – 3787
• Scoresby – 3179
• Seaford – 3198
• Selby – 3159
• Silvan – 3795
• Skye – 3977
• South Yarra – 3141
• Springvale – 3171
• Springvale South – 3172
• Surrey Hills – 3127

• Tecoma – 3160
• Templestowe – 3106
• Templestowe Lower – 3107
• The Basin – 3154
• The Patch – 3792
• Toorak – 3142
• Tremont – 3785

• Upwey – 3158
• Upper Ferntree Gully – 3156

• Vermont – 3133
• Vermont South – 3133

• Wantirna – 3152
• Wantirna South – 3152
• Warranwood – 3134
• Waterways – 3195
• Wheelers Hill – 3150