Understanding The Process

General Process of Obtaining a Home Loan

  1. Contact us to introduce ourselves, in that conversation we will obtain:
    • – Your general financial situation, goals, and needs
    • – Arrange a suitable time for our first meeting
    • – Send a Welcome pack and checklist of documents to provide before our meeting.
  2. Initial Meeting to overview in more detail your financial situation, goals, and needs. Then provide loan options: Research and present various mortgage options from multiple lenders.
  3. Lender negotiation: Work with lenders to secure favourable terms and rates.
  4. Application assistance: Help you understand the process and provide a loan application
  5. Loan processing: Manage the loan process, including valuation and providing you a detailed step to working towards formal approval.
  6. Formally Approved – working with you and all necessary parties associated with the transaction to settle your loan.
  7. Ongoing management of your loan. Keep monitoring your rate, negotiating where possible with the existing lender and checking in from time to time to assist with any financial questions you may have.